Privacy Policy

Vridhi Loan is product developed by Paul Merchants Finance (P) Ltd., (hereinafter referred to as Paul Finance and we/our) a company incorporated under the Companies Act, 1956 with its registered office at Ground Floor, SCO 829-830, Sector 22-A, Chandigarh-160022. We understand the privacy and confidentiality of its customers who have shared their personal information with us. It’s our topmost priority to keep the information secure and avoid misuse of customer’s personal details. Please read the following statement to learn about our information gathering and dissemination practices.

Please find below the type of information we may collect from you and its usage for the services offered to you via our website and our business partners. This privacy policy is applicable to our current and existing and future customers. By visiting our website and registering with us, you agree to this privacy policy.

By registering online at Paul Finance, you allow us and its business partners to get in touch with you via phone call, email or SMS. The purpose of contacting you is to offer you our services for the product you have chosen, informing you about our new products, tell you about promotional offers running at Paul Finance, or by its business partners and linked third parties. Under this policy, you authorize us to make contact with you for the above-mentioned purposes.

Personal Information
Paul Finance collects personal information from its customers including first name, last name, email address, and mobile number etc.

Purpose
Paul Finance collects information from you when you register online with us or need some information regarding our products and services, visit our website. After registering with us or sharing personal details with us, you authorize us to contact you via email, call or SMS and send you promotional offers.

Use of Information
Paul Finance needs your personal information for the following purposes –
1. To reply to your queries being submitted by you
2. In order to resolve problems with any services provided to you
3. To send you promotional offers, new products or services available on our website or third parties with whom we have a tie up

Information Disclosure and Sharing
Paul Finance does not sell/ rent or disclose your personal information with anyone as described in this policy. We may share personal information with our other corporate entities and affiliates. We may also disclose anonymized data derived from your personal information to third parties. This disclosure may be required for us to provide you access to our Services, to comply with our legal obligations, to enforce our User Agreement, to facilitate our marketing and advertising activities, or to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our Services. We do not disclose your personal information to third parties for their marketing and advertising purposes without your explicit consent.

We restrict the collection and use of your personal information. We may disclose your personal information in a non-personally identifiable manner that does not reveal your identity. Third parties who have tie up with us can contact you and tell you about our services but with a limited access and they are required to maintain the confidentiality of the information as mentioned in the contract with us.

We may share your personal information to the government agencies under the law in case of identity verification, investigation of cyber incidents, hearings and punishment of offences, or where disclosure of information is required for the legal purpose. We may also need to disclose the information to third parties under the law.

Your Consent
By using this website or by providing your information, you consent to the collection and use of the information you disclose on the app in accordance with this Privacy Policy, including but not limited to Your consent for sharing your information as per this privacy policy.

If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.